
Maybe the answer is less reliance on a debt based economy. Maybe the answer is to not bake into the fabric of society a mechanism that makes a lifetime of debt a foregone conclusion. Kill the loan shark for all I care. Why does everyone need a loan? Because it’s built to require one.
Cabrini Green immediately comes to mind. The police used to get sniped in the parking lot.
https://en.m.wikipedia.org/wiki/Cabrini–Green_Homes