I mean, technically you can contract a mortgage between any two legally able persons.
But I’d say a mortgage between private individuals is a rare exception.
Usually it is bank/credit unions, or corporations specializing in mortgages as their primary business. But I think you can lump most of those under the umbrella term. At least as far as their employees being able to just approve or deny you for personal reasons.
Maybe the mortgage application was just not within approval guidelines. It is not like a bank clerk gets to arbitrarily decide by personal sympathy.
Why would you assume this worthless dumbfuck is a bank clerk?
Where else do you get mortgages?
I mean, technically you can contract a mortgage between any two legally able persons.
But I’d say a mortgage between private individuals is a rare exception.
Usually it is bank/credit unions, or corporations specializing in mortgages as their primary business. But I think you can lump most of those under the umbrella term. At least as far as their employees being able to just approve or deny you for personal reasons.