Hot take, but it’s both. I make $40k in a major american city, and while it sucks I have a decent amount saved up, I live alone, and I’ve paid off all my debt (although I’ll probably never be able to afford a home).
To be clear, I don’t think anyone should have to cut the corners I do to live with financial security, and not everyone can (my partner is disabled, financial security is a pipe dream for them), but it isn’t impossible for most people.
I do, I actually have very good insurance and a pretty-alright 401k. My partner doesn’t, and it’s… brutal. They’ve got several serious health conditions that they just hope aren’t going to kill them in the next decade or so.
Hot take, but it’s both. I make $40k in a major american city, and while it sucks I have a decent amount saved up, I live alone, and I’ve paid off all my debt (although I’ll probably never be able to afford a home).
To be clear, I don’t think anyone should have to cut the corners I do to live with financial security, and not everyone can (my partner is disabled, financial security is a pipe dream for them), but it isn’t impossible for most people.
I hope you have healthcare, because that sounds terrifying.
I do, I actually have very good insurance and a pretty-alright 401k. My partner doesn’t, and it’s… brutal. They’ve got several serious health conditions that they just hope aren’t going to kill them in the next decade or so.
Nobody should be subjected to that.